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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,408 | $234,190-44.3% | $180,320-27.7% | $198,609-34.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 14.08% | 1057.44%-1043.4pp | 778.54%-764.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $621 | $5,258-88.2% | $4,108-84.9% | $5,055-87.7% |
| Participant deferral / active EE | $1,107 | $4,988-77.8% | $4,304-74.3% | $6,977-84.1% |
| Admin fee / account holder | $1,154 | $12,558-90.8% | $10,000-88.5% | $19,030-93.9% |