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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,667 | $93,117-66.0% | $77,096-58.9% | $134,532-76.5% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -15.59% | 62.67%-78.3pp | 42.35%-57.9pp | 418.27%-433.9pp |
| Employer contribution / active EE | $1,657 | $3,420-51.6% | $2,814-41.1% | $4,741-65.1% |
| Participant deferral / active EE | $2,121 | $5,241-59.5% | $4,429-52.1% | $6,401-66.9% |
| Admin fee / account holder | $2,544 | $6,948-63.4% | $5,428-53.1% | $11,429-77.7% |