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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,663 | $104,937-73.6% | $84,628-67.3% | $152,897-81.9% |
| Participation rate | 62.5% | 74.8%-12.3pp | 68.2%-5.7pp | 82.5%-20.0pp |
| Annual return | 12.79% | 373.88%-361.1pp | 258.80%-246.0pp | 345.43%-332.6pp |
| Employer contribution / active EE | $1,612 | $3,303-51.2% | $2,653-39.3% | $4,764-66.2% |
| Participant deferral / active EE | $2,314 | $4,690-50.7% | $3,900-40.7% | $5,851-60.4% |
| Admin fee / account holder | $135 | $6,243-97.8% | $4,914-97.3% | $11,599-98.8% |