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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,663 | $104,924-73.6% | $84,623-67.3% | $152,885-81.9% |
| Participation rate | 62.5% | 74.8%-12.3pp | 68.2%-5.7pp | 82.5%-20.0pp |
| Annual return | 12.79% | 373.82%-361.0pp | 258.77%-246.0pp | 345.39%-332.6pp |
| Employer contribution / active EE | $1,612 | $3,302-51.2% | $2,652-39.2% | $4,763-66.2% |
| Participant deferral / active EE | $2,314 | $4,689-50.6% | $3,899-40.6% | $5,851-60.4% |
| Admin fee / account holder | $135 | $6,242-97.8% | $4,913-97.3% | $11,598-98.8% |