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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,053 | $103,387-7.1% | $87,102+10.3% | $152,885-37.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.9%-26.9pp | 82.5%-32.5pp |
| Annual return | 16.03% | 28.10%-12.1pp | 28.19%-12.2pp | 345.39%-329.4pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,093 | $4,778-35.3% | $4,048-23.6% | $5,851-47.1% |
| Admin fee / account holder | $140 | $12,193-98.9% | $7,491-98.1% | $11,598-98.8% |