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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,842 | $98,240-2.4% | $82,312+16.4% | $147,586-35.1% |
| Participation rate | 60.0% | 79.7%-19.7pp | 76.9%-16.9pp | 82.8%-22.8pp |
| Annual return | 10.62% | 30.85%-20.2pp | 25.88%-15.3pp | 578.59%-568.0pp |
| Employer contribution / active EE | $8,275 | $3,192+159.3% | $2,428+240.8% | $4,876+69.7% |
| Participant deferral / active EE | $5,732 | $4,383+30.8% | $3,706+54.7% | $5,439+5.4% |
| Admin fee / account holder | $95 | $8,563-98.9% | $5,608-98.3% | $10,886-99.1% |