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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,330 | $124,346-88.5% | $111,308-87.1% | $167,536-91.4% |
| Participation rate | 95.2% | 79.6%+15.6pp | 77.3%+17.9pp | 82.1%+13.1pp |
| Annual return | 13.13% | 37.45%-24.3pp | 54.67%-41.5pp | 478.82%-465.7pp |
| Employer contribution / active EE | $3,379 | $3,437-1.7% | $2,732+23.7% | $4,839-30.2% |
| Participant deferral / active EE | $3,399 | $5,182-34.4% | $4,487-24.2% | $6,342-46.4% |
| Admin fee / account holder | $1,525 | $10,621-85.6% | $7,965-80.9% | $12,315-87.6% |