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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,499 | $100,805-85.6% | $86,698-83.3% | $134,532-89.2% |
| Participation rate | 75.0% | 79.0%-4.0pp | 76.6%-1.6pp | 81.2%-6.2pp |
| Annual return | -16.02% | 29.09%-45.1pp | 35.95%-52.0pp | 418.27%-434.3pp |
| Employer contribution / active EE | $869 | $3,490-75.1% | $2,837-69.4% | $4,741-81.7% |
| Participant deferral / active EE | $3,332 | $5,339-37.6% | $4,656-28.4% | $6,401-47.9% |
| Admin fee / account holder | $516 | $10,925-95.3% | $7,493-93.1% | $11,429-95.5% |