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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,449 | $165,399+38.1% | $149,745+52.6% | $158,982+43.7% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 15.35% | 348.34%-333.0pp | 276.72%-261.4pp | 302.99%-287.6pp |
| Employer contribution / active EE | $5,584 | $5,105+9.4% | $4,646+20.2% | $4,763+17.2% |
| Participant deferral / active EE | $12,948 | $7,183+80.3% | $6,843+89.2% | $5,983+116.4% |
| Admin fee / account holder | $328 | $10,811-97.0% | $9,312-96.5% | $11,252-97.1% |