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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,474 | $93,617+58.6% | $135,982+9.2% | $75,177+97.5% |
| Participation rate | 84.0% | 75.2%+8.8pp | 81.9%+2.1pp | 67.2%+16.8pp |
| Annual return | 17.57% | 30.89%-13.3pp | 68.32%-50.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $6,311 | $3,538+78.4% | $4,859+29.9% | $2,671+136.3% |
| Participant deferral / active EE | $13,659 | $6,406+113.2% | $7,760+76.0% | $4,126+231.0% |
| Admin fee / account holder | $16,764 | $6,980+140.2% | $10,767+55.7% | $5,651+196.6% |