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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,002 | $135,956-91.2% | $123,894-90.3% | $273,972-95.6% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 11.74% | 56.63%-44.9pp | 47.52%-35.8pp | 41.46%-29.7pp |
| Employer contribution / active EE | $2,291 | $5,170-55.7% | $4,617-50.4% | $4,869-52.9% |
| Participant deferral / active EE | $3,234 | $6,343-49.0% | $5,984-46.0% | $5,287-38.8% |
| Admin fee / account holder | $479 | $9,817-95.1% | $8,357-94.3% | $10,133-95.3% |