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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,353 | $93,617-79.3% | $135,982-85.8% | $75,177-74.3% |
| Participation rate | 80.4% | 75.2%+5.2pp | 81.9%-1.5pp | 67.2%+13.2pp |
| Annual return | 17.74% | 30.89%-13.1pp | 68.32%-50.6pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,639 | $3,538-53.7% | $4,859-66.3% | $2,671-38.6% |
| Participant deferral / active EE | $1,231 | $6,406-80.8% | $7,760-84.1% | $4,126-70.2% |
| Admin fee / account holder | $335 | $6,980-95.2% | $10,767-96.9% | $5,651-94.1% |