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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,642 | $52,678-41.8% | $75,784-59.6% | $59,633-48.6% |
| Participation rate | 32.3% | 67.2%-35.0pp | 75.8%-43.6pp | 68.7%-36.4pp |
| Annual return | -2.00% | 2.95%-5.0pp | 9.68%-11.7pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $507 | $2,193-76.9% | $3,323-84.7% | $2,203-77.0% |
| Participant deferral / active EE | $2,073 | $2,591-20.0% | $3,652-43.2% | $3,192-35.0% |
| Admin fee / account holder | $8,849 | $3,610+145.1% | $5,300+67.0% | $4,297+105.9% |