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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,528 | $63,346-26.5% | $92,240-49.6% | $70,126-33.7% |
| Participation rate | 44.1% | 68.7%-24.6pp | 76.5%-32.4pp | 69.5%-25.4pp |
| Annual return | 17.66% | 530.19%-512.5pp | 176.29%-158.6pp | 73.15%-55.5pp |
| Employer contribution / active EE | $1,202 | $2,471-51.4% | $3,680-67.3% | $2,343-48.7% |
| Participant deferral / active EE | $2,649 | $2,854-7.2% | $3,897-32.0% | $3,332-20.5% |
| Admin fee / account holder | $540 | $3,841-85.9% | $5,194-89.6% | $4,645-88.4% |