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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,691 | $93,617-7.4% | $135,982-36.2% | $75,177+15.3% |
| Participation rate | 73.0% | 75.2%-2.2pp | 81.9%-8.9pp | 67.2%+5.8pp |
| Annual return | 13.39% | 30.89%-17.5pp | 68.32%-54.9pp | 160.75%-147.4pp |
| Employer contribution / active EE | $1,703 | $3,538-51.9% | $4,859-64.9% | $2,671-36.2% |
| Participant deferral / active EE | $6,202 | $6,406-3.2% | $7,760-20.1% | $4,126+50.3% |
| Admin fee / account holder | $2,523 | $6,980-63.8% | $10,767-76.6% | $5,651-55.3% |