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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,575 | $89,370-60.2% | $141,197-74.8% | $72,976-51.3% |
| Participation rate | 92.9% | 75.1%+17.7pp | 82.5%+10.4pp | 69.5%+23.4pp |
| Annual return | 22.83% | 111.88%-89.0pp | 71.41%-48.6pp | 81.02%-58.2pp |
| Employer contribution / active EE | $1,051 | $3,115-66.3% | $4,736-77.8% | $2,440-56.9% |
| Participant deferral / active EE | $5,045 | $5,419-6.9% | $6,710-24.8% | $3,608+39.8% |
| Admin fee / account holder | $4,098 | $5,957-31.2% | $10,265-60.1% | $5,124-20.0% |