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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,588 | $98,776-57.9% | $149,745-72.2% | $79,856-47.9% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.5%+14.2pp | 69.6%+27.0pp |
| Annual return | 20.61% | 27.38%-6.8pp | 276.72%-256.1pp | 31.71%-11.1pp |
| Employer contribution / active EE | $961 | $3,217-70.1% | $4,646-79.3% | $2,471-61.1% |
| Participant deferral / active EE | $4,375 | $5,681-23.0% | $6,843-36.1% | $3,741+17.0% |
| Admin fee / account holder | $1,574 | $6,053-74.0% | $9,312-83.1% | $5,306-70.3% |