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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,736 | $138,076-30.7% | $123,553-22.5% | $135,380-29.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.49% | 153.70%-165.2pp | 119.21%-130.7pp | 519.81%-531.3pp |
| Employer contribution / active EE | $16,590 | $5,152+222.0% | $4,628+258.5% | $4,779+247.1% |
| Participant deferral / active EE | $21,031 | $6,800+209.3% | $6,426+227.3% | $5,609+275.0% |
| Admin fee / account holder | $3,525 | $10,917-67.7% | $9,284-62.0% | $10,828-67.4% |