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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,634 | $176,120+32.1% | $159,487+45.9% | $167,553+38.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.03% | 331.95%-318.9pp | 263.71%-250.7pp | 478.89%-465.9pp |
| Employer contribution / active EE | $12,757 | $5,299+140.7% | $4,831+164.0% | $4,840+163.6% |
| Participant deferral / active EE | $16,983 | $7,752+119.1% | $7,354+131.0% | $6,343+167.8% |
| Admin fee / account holder | $1,835 | $12,561-85.4% | $10,804-83.0% | $12,316-85.1% |