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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,468 | $198,457+10.6% | $170,435+28.8% | $147,586+48.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.87% | 257.30%-245.4pp | 205.94%-194.1pp | 578.59%-566.7pp |
| Employer contribution / active EE | $20,490 | $6,183+231.4% | $5,432+277.2% | $4,876+320.2% |
| Participant deferral / active EE | $14,001 | $5,629+148.7% | $4,939+183.4% | $5,439+157.4% |
| Admin fee / account holder | $1,487 | $16,852-91.2% | $13,881-89.3% | $10,886-86.3% |