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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,967 | $167,353+88.8% | $143,797+119.7% | $134,545+134.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.14% | 0.48%-15.6pp | -0.04%-15.1pp | 418.37%-433.5pp |
| Employer contribution / active EE | $3,799 | $5,620-32.4% | $4,952-23.3% | $4,742-19.9% |
| Participant deferral / active EE | $12,841 | $6,447+99.2% | $5,638+127.7% | $6,401+100.6% |
| Admin fee / account holder | $575 | $18,096-96.8% | $14,679-96.1% | $11,431-95.0% |