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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,380 | $148,623+5.9% | $135,974+15.7% | $139,466+12.8% |
| Participation rate | 61.9% | 83.9%-22.0pp | 81.9%-20.0pp | 80.3%-18.4pp |
| Annual return | 19.63% | 79.30%-59.7pp | 68.30%-48.7pp | 373.66%-354.0pp |
| Employer contribution / active EE | $3,069 | $5,246-41.5% | $4,859-36.8% | $4,754-35.4% |
| Participant deferral / active EE | $6,859 | $8,103-15.3% | $7,760-11.6% | $6,712+2.2% |
| Admin fee / account holder | $0 | $12,406-100.0% | $10,767-100.0% | $11,409-100.0% |