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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,414 | $157,296-41.9% | $141,191-35.3% | $152,897-40.2% |
| Participation rate | 76.9% | 84.8%-7.9pp | 82.5%-5.6pp | 82.5%-5.5pp |
| Annual return | 23.74% | 64.34%-40.6pp | 71.41%-47.7pp | 345.43%-321.7pp |
| Employer contribution / active EE | $2,818 | $5,262-46.5% | $4,736-40.5% | $4,764-40.8% |
| Participant deferral / active EE | $6,273 | $7,111-11.8% | $6,710-6.5% | $5,851+7.2% |
| Admin fee / account holder | $902 | $12,125-92.6% | $10,264-91.2% | $11,599-92.2% |