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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,649 | $209,847-62.5% | $189,520-58.5% | $167,518-53.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 12.40% | 748.45%-736.1pp | 555.25%-542.9pp | 478.71%-466.3pp |
| Employer contribution / active EE | $3,789 | $6,913-45.2% | $6,161-38.5% | $4,838-21.7% |
| Participant deferral / active EE | $6,210 | $8,934-30.5% | $8,220-24.5% | $6,342-2.1% |
| Admin fee / account holder | $12,550 | $14,295-12.2% | $12,046+4.2% | $12,312+1.9% |