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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,456 | $185,883-44.9% | $170,043-39.7% | $139,466-26.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.97% | 60.54%-43.6pp | 53.40%-36.4pp | 373.66%-356.7pp |
| Employer contribution / active EE | $7,201 | $7,596-5.2% | $6,790+6.1% | $4,754+51.5% |
| Participant deferral / active EE | $8,320 | $11,626-28.4% | $10,410-20.1% | $6,712+24.0% |
| Admin fee / account holder | $1,288 | $15,393-91.6% | $12,824-90.0% | $11,409-88.7% |