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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,822 | $51,642-44.2% | $129,384-77.7% | $80,935-64.4% |
| Participation rate | 41.2% | 56.9%-15.7pp | 69.6%-28.5pp | 67.7%-26.5pp |
| Annual return | 13.46% | 20.78%-7.3pp | 9461.77%-9448.3pp | 35.66%-22.2pp |
| Employer contribution / active EE | $1,077 | $1,583-32.0% | $4,153-74.1% | $2,757-60.9% |
| Participant deferral / active EE | $2,145 | $2,670-19.7% | $4,166-48.5% | $4,299-50.1% |
| Admin fee / account holder | $526 | $4,312-87.8% | $7,686-93.2% | $6,924-92.4% |