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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,428 | $49,199-52.4% | $121,210-80.7% | $75,177-68.8% |
| Participation rate | 24.2% | 55.4%-31.2pp | 69.5%-45.3pp | 67.2%-43.0pp |
| Annual return | 20.40% | 56.04%-35.6pp | 987.41%-967.0pp | 160.75%-140.4pp |
| Employer contribution / active EE | $769 | $1,547-50.3% | $4,171-81.6% | $2,671-71.2% |
| Participant deferral / active EE | $1,806 | $2,630-31.3% | $4,084-55.8% | $4,126-56.2% |
| Admin fee / account holder | $712 | $3,946-82.0% | $5,647-87.4% | $5,651-87.4% |