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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,534 | $53,774-61.8% | $134,162-84.7% | $79,856-74.3% |
| Participation rate | 7.3% | 58.8%-51.5pp | 72.2%-64.9pp | 69.6%-62.3pp |
| Annual return | 17.94% | 19.01%-1.1pp | 36.35%-18.4pp | 31.71%-13.8pp |
| Employer contribution / active EE | $0 | $1,322-100.0% | $3,705-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,122 | $2,420-53.6% | $3,500-67.9% | $3,741-70.0% |
| Admin fee / account holder | $2,484 | $3,985-37.7% | $6,685-62.8% | $5,306-53.2% |