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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,308 | $153,769-28.3% | $133,975-17.7% | $273,972-59.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 4.51% | 36.51%-32.0pp | 29.29%-24.8pp | 41.46%-36.9pp |
| Employer contribution / active EE | $7,648 | $6,029+26.9% | $5,211+46.8% | $4,869+57.1% |
| Participant deferral / active EE | $9,464 | $6,958+36.0% | $6,282+50.7% | $5,287+79.0% |
| Admin fee / account holder | $640 | $11,765-94.6% | $9,324-93.1% | $10,133-93.7% |