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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,907 | $184,000-58.2% | $162,185-52.6% | $152,909-49.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.11% | 150.80%-138.7pp | 115.61%-103.5pp | 345.46%-333.4pp |
| Employer contribution / active EE | $7,098 | $6,370+11.4% | $5,613+26.4% | $4,764+49.0% |
| Participant deferral / active EE | $5,310 | $8,033-33.9% | $7,297-27.2% | $5,851-9.2% |
| Admin fee / account holder | $61,605 | $13,124+369.4% | $10,844+468.1% | $11,601+431.0% |