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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,055 | $59,115-40.7% | $77,175-54.6% | $75,173-53.4% |
| Participation rate | 58.0% | 63.8%-5.8pp | 69.6%-11.5pp | 67.2%-9.2pp |
| Annual return | 14.16% | 26.71%-12.6pp | 37.88%-23.7pp | 160.65%-146.5pp |
| Employer contribution / active EE | $1,050 | $1,995-47.3% | $2,533-58.5% | $2,670-60.7% |
| Participant deferral / active EE | $2,068 | $2,998-31.0% | $3,832-46.0% | $4,126-49.9% |
| Admin fee / account holder | $9,644 | $4,776+101.9% | $5,474+76.2% | $5,651+70.6% |