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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,055 | $58,099-39.7% | $76,902-54.4% | $75,177-53.4% |
| Participation rate | 58.0% | 63.9%-5.9pp | 69.6%-11.6pp | 67.2%-9.2pp |
| Annual return | 14.16% | 26.71%-12.5pp | 37.91%-23.7pp | 160.75%-146.6pp |
| Employer contribution / active EE | $1,050 | $1,996-47.4% | $2,534-58.6% | $2,671-60.7% |
| Participant deferral / active EE | $2,068 | $2,999-31.0% | $3,833-46.1% | $4,126-49.9% |
| Admin fee / account holder | $9,644 | $4,778+101.9% | $5,479+76.0% | $5,651+70.6% |