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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,526 | $68,681-52.6% | $86,625-62.5% | $85,851-62.1% |
| Participation rate | 89.6% | 66.4%+23.3pp | 71.6%+18.0pp | 69.3%+20.3pp |
| Annual return | 15.55% | 20.12%-4.6pp | 63.52%-48.0pp | 318.63%-303.1pp |
| Employer contribution / active EE | $165 | $1,880-91.2% | $2,496-93.4% | $2,565-93.6% |
| Participant deferral / active EE | $3,037 | $2,919+4.0% | $3,700-17.9% | $3,952-23.2% |
| Admin fee / account holder | $1,889 | $5,974-68.4% | $5,830-67.6% | $6,261-69.8% |