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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,048 | $82,674-9.2% | $125,358-40.1% | $68,498+9.6% |
| Participation rate | 73.0% | 75.0%-2.1pp | 82.4%-9.4pp | 67.9%+5.1pp |
| Annual return | -18.55% | -5.97%-12.6pp | 572.03%-590.6pp | -7.84%-10.7pp |
| Employer contribution / active EE | $589 | $3,381-82.6% | $4,814-87.8% | $2,596-77.3% |
| Participant deferral / active EE | $3,079 | $6,111-49.6% | $7,447-58.7% | $4,027-23.6% |
| Admin fee / account holder | $4,910 | $6,276-21.8% | $10,007-50.9% | $5,403-9.1% |