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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,916 | $85,766-24.3% | $136,298-52.4% | $70,126-7.4% |
| Participation rate | 71.0% | 74.2%-3.2pp | 81.9%-11.0pp | 69.5%+1.4pp |
| Annual return | 12.98% | 31.46%-18.5pp | 5156.27%-5143.3pp | 73.15%-60.2pp |
| Employer contribution / active EE | $584 | $2,966-80.3% | $4,696-87.6% | $2,343-75.1% |
| Participant deferral / active EE | $3,497 | $5,051-30.8% | $6,247-44.0% | $3,332+5.0% |
| Admin fee / account holder | $10,353 | $5,421+91.0% | $9,244+12.0% | $4,645+122.9% |