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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,683 | $63,346-38.9% | $92,240-58.1% | $70,126-44.8% |
| Participation rate | 22.4% | 68.7%-46.3pp | 76.5%-54.1pp | 69.5%-47.1pp |
| Annual return | 22.17% | 530.19%-508.0pp | 176.29%-154.1pp | 73.15%-51.0pp |
| Employer contribution / active EE | $765 | $2,471-69.0% | $3,680-79.2% | $2,343-67.3% |
| Participant deferral / active EE | $1,472 | $2,854-48.4% | $3,897-62.2% | $3,332-55.8% |
| Admin fee / account holder | $5,852 | $3,841+52.4% | $5,194+12.7% | $4,645+26.0% |