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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,643 | $56,894-54.9% | $84,753-69.7% | $62,881-59.2% |
| Participation rate | 22.0% | 68.5%-46.5pp | 76.6%-54.6pp | 69.3%-47.3pp |
| Annual return | 12.31% | 6.30%+6.0pp | 22.78%-10.5pp | 20.14%-7.8pp |
| Employer contribution / active EE | $881 | $2,400-63.3% | $3,574-75.4% | $2,281-61.4% |
| Participant deferral / active EE | $1,913 | $2,709-29.4% | $3,712-48.5% | $3,203-40.3% |
| Admin fee / account holder | $1,132 | $3,581-68.4% | $5,333-78.8% | $4,296-73.7% |