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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,790 | $106,551-42.9% | $91,225-33.4% | $134,532-54.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -24.19% | 160.78%-185.0pp | 114.12%-138.3pp | 418.27%-442.5pp |
| Employer contribution / active EE | $3,956 | $3,331+18.8% | $2,851+38.8% | $4,741-16.6% |
| Participant deferral / active EE | $3,658 | $4,718-22.5% | $4,233-13.6% | $6,401-42.9% |
| Admin fee / account holder | $1,809 | $6,234-71.0% | $5,422-66.6% | $11,429-84.2% |