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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $117,433-54.7% | $99,475-46.5% | $152,897-65.2% |
| Participation rate | 71.4% | 77.5%-6.1pp | 73.8%-2.4pp | 82.5%-11.0pp |
| Annual return | 29.27% | 31.87%-2.6pp | 30.72%-1.5pp | 345.43%-316.2pp |
| Employer contribution / active EE | $1,761 | $3,013-41.6% | $2,540-30.7% | $4,764-63.0% |
| Participant deferral / active EE | $5,075 | $4,086+24.2% | $3,619+40.3% | $5,851-13.3% |
| Admin fee / account holder | $2,993 | $7,634-60.8% | $6,252-52.1% | $11,599-74.2% |