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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,659 | $167,030+12.9% | $135,768+39.0% | $155,188+21.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 6.23% | 678.39%-672.2pp | 526.10%-519.9pp | 148.84%-142.6pp |
| Employer contribution / active EE | $5,333 | $4,132+29.1% | $3,394+57.1% | $4,248+25.6% |
| Participant deferral / active EE | $0 | $4,528-100.0% | $3,977-100.0% | $6,531-100.0% |
| Admin fee / account holder | $2,744 | $8,172-66.4% | $7,048-61.1% | $14,480-81.0% |