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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,157 | $106,918-87.7% | $84,021-84.3% | $152,897-91.4% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 24.16% | 105.01%-80.8pp | 71.32%-47.2pp | 345.43%-321.3pp |
| Employer contribution / active EE | $1,468 | $2,735-46.3% | $1,984-26.0% | $4,764-69.2% |
| Participant deferral / active EE | $3,364 | $4,012-16.2% | $3,239+3.9% | $5,851-42.5% |
| Admin fee / account holder | $2,910 | $8,288-64.9% | $6,102-52.3% | $11,599-74.9% |