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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,880 | $95,979-87.6% | $74,551-84.1% | $135,380-91.2% |
| Participation rate | 81.0% | 75.7%+5.3pp | 69.1%+11.8pp | 82.6%-1.7pp |
| Annual return | -7.36% | 56.97%-64.3pp | 32.53%-39.9pp | 519.81%-527.2pp |
| Employer contribution / active EE | $2,249 | $2,716-17.2% | $1,961+14.7% | $4,779-52.9% |
| Participant deferral / active EE | $3,473 | $3,844-9.6% | $3,108+11.7% | $5,609-38.1% |
| Admin fee / account holder | $609 | $6,522-90.7% | $5,059-88.0% | $10,828-94.4% |