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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,433 | $99,652-88.5% | $78,778-85.5% | $147,586-92.3% |
| Participation rate | 78.9% | 76.2%+2.7pp | 69.2%+9.8pp | 82.8%-3.9pp |
| Annual return | 18.27% | 47.28%-29.0pp | 35.62%-17.3pp | 578.59%-560.3pp |
| Employer contribution / active EE | $1,226 | $2,796-56.1% | $1,986-38.3% | $4,876-74.9% |
| Participant deferral / active EE | $3,530 | $3,664-3.7% | $2,958+19.3% | $5,439-35.1% |
| Admin fee / account holder | $1,045 | $7,155-85.4% | $5,134-79.7% | $10,886-90.4% |