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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,212 | $71,197-66.0% | $93,669-74.2% | $80,925-70.1% |
| Participation rate | 61.9% | 60.4%+1.5pp | 68.7%-6.8pp | 67.7%-5.8pp |
| Annual return | 14.70% | 11.27%+3.4pp | 133.59%-118.9pp | 35.65%-21.0pp |
| Employer contribution / active EE | $1,025 | $1,565-34.5% | $2,424-57.7% | $2,756-62.8% |
| Participant deferral / active EE | $2,719 | $4,036-32.6% | $4,416-38.4% | $4,299-36.8% |
| Admin fee / account holder | $1,387 | $6,959-80.1% | $8,291-83.3% | $6,940-80.0% |