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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,624 | $110,307+61.9% | $96,576+85.0% | $139,456+28.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 11.04% | 26.40%-15.4pp | 25.87%-14.8pp | 373.45%-362.4pp |
| Employer contribution / active EE | $7,156 | $3,619+97.7% | $2,965+141.3% | $4,753+50.6% |
| Participant deferral / active EE | $13,326 | $5,547+140.2% | $4,851+174.7% | $6,711+98.6% |
| Admin fee / account holder | $4,120 | $11,597-64.5% | $8,253-50.1% | $11,407-63.9% |