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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,678 | $112,121+19.2% | $95,960+39.3% | $158,966-15.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 9.91% | 171.16%-161.3pp | 91.63%-81.7pp | 302.95%-293.0pp |
| Employer contribution / active EE | $6,754 | $3,199+111.1% | $2,541+165.8% | $4,762+41.8% |
| Participant deferral / active EE | $10,162 | $4,784+112.4% | $4,167+143.9% | $5,983+69.8% |
| Admin fee / account holder | $5,644 | $10,135-44.3% | $6,797-17.0% | $11,250-49.8% |