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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,438 | $110,093-61.5% | $97,295-56.4% | $145,897-70.9% |
| Participation rate | 91.7% | 75.9%+15.8pp | 72.7%+19.0pp | 80.3%+11.4pp |
| Annual return | 28.13% | 244.76%-216.6pp | 75.62%-47.5pp | 552.29%-524.2pp |
| Employer contribution / active EE | $1,203 | $3,077-60.9% | $2,723-55.8% | $4,663-74.2% |
| Participant deferral / active EE | $7,567 | $4,678+61.8% | $4,264+77.5% | $6,689+13.1% |
| Admin fee / account holder | $8,985 | $6,212+44.6% | $5,646+59.1% | $13,390-32.9% |