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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,438 | $109,967-61.4% | $97,197-56.3% | $145,877-70.9% |
| Participation rate | 91.7% | 76.0%+15.7pp | 72.7%+19.0pp | 80.3%+11.4pp |
| Annual return | 28.13% | 244.27%-216.1pp | 75.47%-47.3pp | 551.28%-523.2pp |
| Employer contribution / active EE | $1,203 | $3,077-60.9% | $2,723-55.8% | $4,663-74.2% |
| Participant deferral / active EE | $7,567 | $4,676+61.8% | $4,263+77.5% | $6,691+13.1% |
| Admin fee / account holder | $8,985 | $6,199+44.9% | $5,637+59.4% | $13,402-33.0% |