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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,223 | $112,729+97.1% | $98,716+125.1% | $137,256+61.9% |
| Participation rate | 82.4% | 74.2%+8.1pp | 69.3%+13.1pp | 80.0%+2.4pp |
| Annual return | 11.16% | 38.48%-27.3pp | 31.81%-20.6pp | 220.34%-209.2pp |
| Employer contribution / active EE | $3,058 | $2,725+12.2% | $2,279+34.2% | $4,156-26.4% |
| Participant deferral / active EE | $5,004 | $4,640+7.8% | $4,048+23.6% | $6,407-21.9% |
| Admin fee / account holder | $1,086 | $10,129-89.3% | $8,703-87.5% | $12,270-91.1% |