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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $950 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY5+ years Service code 49 301 CONGRESS STE 1400 · AUSTIN, TX 78701 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,031 | $48,053-39.6% | $84,637-65.7% | $72,976-60.2% |
| Participation rate | 77.4% | 57.6%+19.8pp | 68.2%+9.1pp | 69.5%+7.9pp |
| Annual return | 23.13% | 37.39%-14.3pp | 258.82%-235.7pp | 81.02%-57.9pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,625 | $2,681+72.5% | $3,900+18.6% | $3,608+28.2% |
| Admin fee / account holder | $9 | $3,395-99.7% | $4,914-99.8% | $5,124-99.8% |