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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,029 | $49,897+6.3% | $80,648-34.2% | $75,177-29.5% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 16.86% | 34.68%-17.8pp | 937.21%-920.4pp | 160.75%-143.9pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,908 | $2,992+130.9% | $4,443+55.5% | $4,126+67.4% |
| Admin fee / account holder | $7,324 | $3,579+104.7% | $5,382+36.1% | $5,651+29.6% |