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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,779 | $101,591-38.2% | $147,096-57.3% | $74,429-15.7% |
| Participation rate | 79.1% | 75.5%+3.6pp | 82.2%-3.1pp | 67.2%+11.9pp |
| Annual return | 13.57% | 8746.45%-8732.9pp | 419.75%-406.2pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $4,352 | $3,813+14.1% | $4,936-11.8% | $2,625+65.8% |
| Participant deferral / active EE | $13,497 | $7,302+84.8% | $8,071+67.2% | $4,348+210.4% |
| Admin fee / account holder | $4,531 | $1,750+158.9% | $13,005-65.2% | $1,944+133.0% |