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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,813 | $106,247-71.9% | $96,515-69.1% | $139,466-78.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.07% | 38.47%-23.4pp | 35.73%-20.7pp | 373.66%-358.6pp |
| Employer contribution / active EE | $1,904 | $4,106-53.6% | $3,740-49.1% | $4,754-60.0% |
| Participant deferral / active EE | $5,813 | $5,456+6.6% | $4,880+19.1% | $6,712-13.4% |
| Admin fee / account holder | $316 | $7,885-96.0% | $6,735-95.3% | $11,409-97.2% |